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Whether you’re dreaming of being a business owner, or are actually working that dream right now, one thing is the same: You don’t want your dream to become a nightmare. And one of the best ways to accomplish this is to learn as much as you can about how this dream will play out.

Of the many motivations that would cause someone to have a business-owner dream, allow me to introduce four that are common to all of us. And just below each one, I’m including a counter-balancing reality following a...