Å·±¦ÓéÀÖ

This question contains spoilers� (view spoiler)[I see from the other questions that Josh pretended to be Jordie to put the 2nd password on the money, but when he called the banker to close the accounts, he didn't seem to know the password. So who created the password? And didn't he ask her about the password when he was dragging her through the woods? Or am I remembering that scene wrong. Because if he created the password, wouldn't he have the money? (hide spoiler)]